Premium reverse mortgage coordination.
Pre-emptive planning. No surprises.

Complex reverse mortgage scenarios require seamless coordination among attorneys, CPAs, financial advisors, and lenders. I specialize in coordinating reverse mortgages within estate planning, tax strategy, retirement income plans, and fiduciary situations—identifying potential obstacles early, aligning all parties, and ensuring seamless execution with full compliance and documentation.

You stay focused on serving your client. I handle the reverse mortgage strategy, lender coordination, and transaction management with the premium service your client deserves.

Schedule a complimentary consultation

Premium reverse mortgage expertise

I originate with access to HECM, proprietary, and specialty products—like the proprietary fixed-rate 2nd. Premium service means I structure the tax-efficient, compliant solution for your client's specific situation, not the generic option.

Pre-emptive planning prevents delays

Before title issues, trust complications, or tax surprises create delays, I've identified them and mapped the solution. Especially in multi-beneficiary estates, trust distribution scenarios, and tax-sensitive situations, I identify obstacles before they derail your client's timeline.

Seamless professional coordination

I coordinate directly with your attorney, CPA, and team on sequencing, timing, and compliance requirements. Everyone knows the path forward. You focus on your area. I handle the reverse mortgage execution—with full compliance documentation and coordination records.

20+ years of complex scenario expertise

Title issues. Estate complications. Multi-beneficiary scenarios. Tax planning integration. I've structured solutions across all scenarios. Premium service means anticipating what's coming.

Premium service. Pre-emptive coordination.

1

You describe the situation

Your client needs a reverse mortgage. Tell me about the scenario—estate, title issues, family dynamics, tax strategy, goals.

2

I structure the right solution

I assess what works: HECM, proprietary, HECM for Purchase. I coordinate with my lender network to structure the best option for the situation.

3

I align with your team

I coordinate sequencing with your attorney, CPA, fiduciary. Everyone knows timing, requirements, and the path forward. No surprises.

4

Clean close

Counseling, application, closing. I manage the reverse mortgage piece. Your team focuses on estate law, tax strategy, fiduciary duties.

Reverse mortgage expertise tailored to your profession and practice

See how premium coordination works across different professions and practices

Estate attorneys

Your client inherited a property with a reverse mortgage—with potential title or legal complications. Need a solution that works with estate planning.

What I bring: Reverse mortgage expertise, loan structuring, title coordination, lender alignment, and seamless integration with your estate strategy.

You handle the estate law. I bring the reverse mortgage solution and coordinate the professional sequencing—with full compliance documentation.

CPAs & tax professionals

Your client's tax strategy involves a reverse mortgage. Tax efficiency and timing are critical.

What I bring: Tax-aware reverse mortgage products, timing flexibility, lender options structured for tax efficiency, seamless coordination with your tax planning.

You handle the tax strategy. I bring tax-efficient loan options that work within it and coordinate sequencing with full visibility to your plan.

Financial advisors & CFPs

Your retirement income plan includes reverse mortgage. Seamless execution and portfolio coordination are critical.

What I bring: Flexible loan structuring, cash flow timing aligned to your strategy, lender options, seamless professional team coordination.

You manage the portfolio. I bring flawless reverse mortgage execution—with timing and structuring perfectly aligned to your retirement income strategy.

Fiduciaries & trustees

You're managing trust assets and a reverse mortgage is a solution. Need compliance, coordination, and documentation.

What I bring: Reverse mortgage expertise, fiduciary alignment, attorney coordination, compliant structuring with full audit trails and written coordination records.

You manage trust duties. I bring the reverse mortgage solution and handle professional coordination—with full compliance documentation for your records.

Certified Reverse Mortgage Professional (CRMP®) & founder of Certified Reverse Mortgage Strategist (CRMS™)

20+

Years specializing in reverse mortgages, HECM, proprietary/jumbo reverse mortgages, and professional coordination.

CRMP®

Certified Reverse Mortgage Professional credential holder. Expert designation recognizing mastery in reverse mortgage lending and coordination.

Founder

Created the CRMS™ designation. NRMLA Education Committee member. Thought leader in professional reverse mortgage education.

Learn about designations →

Author

Co-author of "The Reverse Visionaries" — published books on HECM and reverse mortgage strategy. Available on Amazon.

View all books →

Licensed

NMLS #1360025 | CA DRE #01343046 | Associate Broker at C2 Financial | Licensed in CA & WA

Tools & Resources

Professional-grade reverse mortgage planning tools: HECM Calculator and MyEquityEagle for equity analysis.

Premium coordination. Pre-emptive planning. Your client deserves it.

Schedule a complimentary consultation
Renee Konstantine, CRMP®

Renee Konstantine

CRMP® Reverse Mortgage Broker & Professional Coordinator

Certified Reverse Mortgage Professional and licensed broker with 20+ years originating complex reverse mortgage solutions. I work with HECM, proprietary, and specialty products. I coordinate with CPAs, attorneys, fiduciaries, and advisors to structure solutions that fit professional clients' strategies.

NMLS #1360025 | CA DRE #01343046
Licensed in CA & WA | Associate Broker, C2 Financial Corporation